Free Loan Consultation

Before making an unsecured small business loan application, it is common to inquire as to how the process works. Some of the questions you may ask are:

• What type of loan should I apply for?

• Should it be a conventional or SBA loan?

• How long do I have to be in business?

• How much gross or net revenue do I need?

• How much paperwork should I submit, including financials, projections, profit and loss, or business plans?

• Do I have to submit a schedule of assets?

• What if I have other unsecured small business loans?

• Although I pay my bills on time, I have high credit card limits. To get the business going, I had to use my personal credit. How will this effect my chances?

• Should I put up collateral?

• I just received a large contract and need money to defray my short term cash flow needs. Will the lender considered this?

• I have a chance to buy a large amount of inventory at a discount and need a loan right away. How long will it take?

• I am negotiating to buy an established small business. Do you have any thoughts as to how I should proceed?

• I just bought an established small business. Is this considered a startup?

• What are the terms of your SBA small business loans, including monthly payments and interest rates? How is this expected to change in the future?

• Can I pay your SBA loans off early without a prepayment penalty?

• I am negotiating to receive a large business loan, but need some interim cash flow in the form of a bridge loan. Can you help?

• My credit is not the best, but I have someone willing to co-sign. Will this work?

Call us

Simply give us a call and you will speak to one of our experienced loan consultants. The direct line for this service is: (925) 899-8449.

Email us. We will get back with an answer.

E-mail your thoughts and questions to info@strategiesforsmallbusiness.com and we will respond. All communications are confidential. We do not share, disclose, or sell any of your information—never have and never will. By supplying us information, we will not shop your loan, contact any lenders, or run your credit report. We will run your credit only if you make an actual application.